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Florida Workers’ Compensation Laws and What They Mean to You

On Behalf of | Jan 23, 2014 | Blog, Workers' Compensation

Getting injured on the job can be devastating. Lost wages, coupled with escalating medical costs, can make it extremely difficult to get back on track financially. If you have been injured on the job, it is imperative you speak with an attorney who focuses on workers’ compensation claims.

Florida Workers’ Compensation Laws

Who’s Covered?

  • If your employer has four or more full or part-time employees and is in an industry other than construction, he or she is bound by law to cover staff with comprehensive workers’ compensation insurance.
  • For the construction industry, the law states that coverage must be provided for all employees, except for corporate officers. The limit of four employees does not apply to the construction industry. If the company retains one or more employees, coverage is mandatory.
  • If you are a state employee, the government must retain coverage for all employees.
  • In the farming industry, employers must provide coverage if they retain 5 or more “regular” employees or twelve or more part-time “seasonal” employees for 30 or more days of the year.

How to Report an Injury

  • Always report an injury to the supervisor on site as soon as possible.
  • You may report the injury to your employer no more than 30 days after the incident occurred or within 30 days of diagnosis from a doctor. If you fail to report the injury within the time limit, your claim may be denied.
  • Worker’s compensation coverage and insurance information must be posted in the facility where you are employed.
  • If you fail to report the injury or need to dispute a denied claim, it is strongly advised you speak with a lawyer as soon as you are able in an effort to gain coverage.

Benefits Can Include the Following:

  • Medical Benefits: These should include, but are not limited to, doctor visits, specialist visits, prescriptions, physical therapy, hospitalization, medical tests, and prosthesis.
  • Mileage to and from treatment must also be compensated for.
  • Lost Wages: Each situation is unique and certain restrictions and regulation apply. You may be entitled to all or most of your wages depending on your situation and the severity of your injuries.
  • Death Benefits: These benefits cover final expenses such as medical fees for treatment and funeral costs up to $7,500. In addition, dependents may be eligible for compensation; spouses may be eligible for educational benefits.

If you or a loved one has been injured in a work accident, please contact the attorneys with DiCesare, Davidson, & Barker. Their compassionate and knowledgeable staff is available to answer any questions you may have regarding workers’ compensation benefits.